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5: Arrange insurance

If you live on campus, you will receive basic contents insurance to cover your possessions. This is provided to you automatically. We recommend that you also purchase travel insurance, which will cover you while you're travelling.

If you study at St Mary's for more than six months, you will have to pay the NHS surcharge. If you have paid this - or have a European Health Insurance Card - then you will be eligible to use NHS services for your medical care without additional charges. Please note that the situation for European Health Insurance Card holders will change this year due to Brexit. Please see UKCISA’s guidance for the latest information.

If you don't qualify for free NHS care, then you will pay at the point of use for these medical services. It's very important that you purchase private health insurance before coming to the UK. When receiving medical treatment, you should ask for a receipt. You can submit this to your insurance provider, who will reimburse you in line with your insurance policy.

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